Commercial Property Owners Package


Owners of up to 20 commercial properties such as shops, offices and industrial premises which are let, with buildings sum insured up to £4m.

Key description

Provides tailored insurance solutions for businesses or landlords involved in the ownership of up to 20 commercial use properties on a single policy. Optional covers can be added to the core offering to meet the needs of your customer.

  • £5m Public and Products Liability Limit of Indemnity included as standard
  • Damage to landscaped gardens – up to £25,000 per period of insurance
  • Loss of metered utility supplies – up to £10,000 per claim
  • Trace and Access – up to £25,000
  • Alternative Accommodation expenses – up to 20% of the Building Sum Insured
  • Option to extend the core Legal Expenses cover and add Terrorism and Employers’ Liability cover if required.

Alternative products

  • Property Owners: For larger property owning firms or where higher cover limits are needed.

Selling points

For more information about Target Market statements please visitcommercial property owners.


Key documents

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All current documents

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We recognise the impact a claim can have on your customer’s business. We want to get them back to normal as quickly as possible.

Claims contacts and services

New claims

Fast and simple notification of claims.

  • Notify new commercial property claims 24/7/365 - online or by freephone, fax or e-mail.
  • 24/7/365 help from emergency plumbers, glaziers and locksmiths to ensure your customers aren’t left in a vulnerable position.
  • UK-based.
  • Rapid deployment of loss adjusters.
  • Tried and tested weather response plan.

Reported claims

Claims experts:

  • Claims experts - dedicated commercial property teams in Southend and liability teams in Glasgow.
  • We proactively minimise a claims impact on your client’s business.
  • Interim payments to keep your customers trading.
  • Online claims tracking.
  • 12-month guarantee on repairs carried out by our approved network.
  • Claims solutions for all your clients - from sole traders to large organisations.

Service channels

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