Business Interruption and COVID-19

Our Business Interruption cover is based on a specified list of diseases and has been since the SARS outbreak in 2003. These policies exclude business interruption due to new and emerging diseases, like COVID-19. Our policy wording clearly identifies the diseases we offer cover for and, in addition, highlights that new and emerging diseases like COVID-19 are not covered. 

The current COVID-19 outbreak is therefore not covered under a significant majority of business interruption policies.   

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