Quotes and Trading
Commercial
Get a quote
Trade online with Fast Trade
- Quote and buy in under 5 minutes
- Action mid-term adjustments
- Online documents
- Renewal functionality
Alternatively, search by category
Motor
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Fleetwise
Cover for 13 vehicles or more.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Fleet Insurance
Cover for up to 25 vehicles.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Minifleet
Cover for between 2 to 12 vehicles.
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Motor Trade
Tailored cover for motor traders large and small.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Motor Trade - Small Business
Cover for Maximum of 6 drivers on a named driver basis.
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Truck
Provides tailored Truck vehicle insurance for businesses with up to four vehicles involved with the carriage of their own goods or goods for hire and reward.
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Premier Truck
Cover for up to 4 goods carrying vehicles over 3.5T GVW.
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Special Types and Agricultural Vehicles
A no claims discount rated product for up to 12 specialist vehicles.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Taxi
Cover for up to 4 vehicles with less than 9 passenger seats.
Property Owners
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Property Owners
We have property owners’ offerings for clients ranging from owning small to large portfolios.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
Business and Employee Protection
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Business Services
For larger risks covering a broad range of businesses.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Commercial Crime
Protection against a broad range of internal and external crime exposures.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Group Personal Accident, Sickness and Business Travel
For any business, large or small.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Management Liability
Tailored covers for claims against directors and officers.
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Office and Surgery
Designed for smaller professional businesses.
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Professional Indemnity
Protection from professional loss.
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Professional Offices
Tailored covers for clerical/office based services.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Professional Services and Media
For larger professional office and studio based risks.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Residential Care Homes
Tailored cover for residential adult care.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Self Employed
For sole traders and businesses with up to 5 employees.
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Shop and Salon
For smaller independent shops, to larger businesses.
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Retail
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Commercial Combined
Covers small to medium sized businesses.
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Eating, Drinking and Hospitality
Tailored cover for larger businesses.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Pub, Restaurant and Hotel
Flexible package for small/medium businesses.
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Retail and Wholesale
Covers up to 3 businesses.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Shop and Salon
For smaller independent shops, to larger businesses.
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Manufacturing, Construction and Manual Services
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Commercial Combined
Covers small to medium sized businesses.
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Construction
Protects assets and revenues.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Engineering
Protect key assets from a range of risks.
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Industry
Provides a range of tailored covers.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Latent Defects
Tailored cover for commercial construction.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Machinery and Equipment
For businesses involved in assembly of components.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Manual Services
Covers a broad range of businesses.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Metals
Covering businesses involved in the manufacture of metal products.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Plastics and Rubber
Covering businesses involved in processing and manufacturing plastic and rubber products.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Technology
Covering businesses involved in the manufacture and assembly of electronic goods.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
Transportation, Cargo and Marine
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Marine - Cargo
Covers goods being shipped around the world and in the UK.
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Marine - Commercial Hull and Liability
Covers hull and machinery of vessels and T/P liability risks in the UK.
Please contact your local branch, with a completed proposal form which can be accessed by logging in.
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Marine - Freight Liability
Covers liability of carriers and bailees — such as hauliers and couriers.
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Transportation
Covers businesses involved in the movement of people and goods.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
Arts, Leisure and Hospitality
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Arts, Entertainment and Media
For larger arts, entertainment and media based businesses.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Eating, Drinking and Hospitality
Tailored cover for larger businesses.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Pub, Restaurant and Hotel
Flexible package for small/medium businesses.
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Sports, Hobbies and Pursuits
For larger sports, hobbies and pursuits businesses.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
Health, Social Care and Community Services
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Health and Social Care
For primary and secondary healthcare organisations.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Office and Surgery
Designed for smaller professional businesses.
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Public, Community and Charities
For larger risks covering a broad range of businesses.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Residential Care Homes
Tailored cover for residential adult care.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
Environmental Goods and Services
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Building Technologies
Covers businesses involved in energy management.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Energy From Waste
Covers businesses involved in generating energy.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Environmental Consultancy
Covers businesses involved in environmental issues and advice.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Solar Power
Covers businesses involved in renewable energy.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Wind Power
Covers businesses involved in renewable energy generated through wind turbines.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
Agriculture
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Special Types and Agricultural Vehicles
A no claims discount rated product for up to 12 specialist vehicles.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
Global Corporate & Specialty
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Casualty
Protection for most UK business trades and activities.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Commercial Crime
Protection against a broad range of internal and external crime exposures.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Construction
Protects assets and revenues.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Engineering
Protect key assets from a range of risks.
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Group Personal Accident, Sickness and Business Travel
For any business, large or small.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Latent Defects
Tailored cover for commercial construction.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Legal Indemnities
Tailored cover for commercial construction.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
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Management Liability
Tailored covers for claims against directors and officers.
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Marine - Cargo
Covers goods being shipped around the world and in the UK.
log in to access Fast Trade -
Marine - Freight Liability
Covers liability of carriers and bailees — such as hauliers and couriers.
log in to access Fast Trade -
Marine - Commercial Hull and Liability
Covers hull and machinery of vessels and T/P liability risks in the UK.
Please contact your local branch, with a completed proposal form which can be accessed by logging in.
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Motor Fleet
Offers extensive insurance to protect against the cost of loss or damage to vehicles and third party liabilities.
Please contact your local branch with a completed proposal form which can be accessed by logging in.
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Professional Indemnity
Protection from professional loss.
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Surety, Bonds and Guarantees
Tailored cover for commercial construction.
Please contact your local branch to discuss your requirements and subject to eligibility, a quotation will be provided.
Collections
Process payments with Collections
Use our service to accept premium payment by credit and debit cards or by monthly Direct Debit.
Quotes and calculators
Truck
Provides tailored Truck vehicle insurance for businesses with up to four vehicles involved with the carriage of their own goods or goods for hire and reward.
Taxi
Available on-line, with a full “quote and buy” system which will enable you to control every feature of your clients’ policy. This is administered by TFP Schemes, one of the leading providers of specialist insurance products to the hire vehicle sector.
More trading solutions
Electronic Data Interchange (EDI)
Lets you transact business electronically to an insurer’s database using a third-party software house system.
Property Owners e-Trading (POeT)
Control the insurance administration process. Issue live policies. Process mid-term adjustments. Renew insurance. POeT is a unique, online system where, over the internet, brokers can quickly, efficiently and securely manage insurance for their clients’ property portfolios.
Learn more about Property Owners e-Trading
Integrated Trading
The ability to trade SME package business via your software house in a comparative environment.
Learn more about Integrated Trading
Electronic Covernotes (ECN)
Securely request and receive covernotes for our products that insure private cars (including motorcycles), commercial vehicles and motor fleets (through imarket).
Motor Insurance Database (MID)
An overview and useful advice to help you and your motor and fleet clients meet essential Motor Insurance Database (MID) obligations.
Personal
Get a quote
Personal lines e-services
- Quote and buy for motor, travel and household products
- Action mid-term adjustments
- Online documents
- Track household claims
Alternatively, search by category
Motor
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Private Car
Long established, with several market-leading benefits, this is our mass market, flexible policy, which also caters for non-standard risks. Optional add-ons available. For our most sophisticated pricing trade through all the major software houses, alternatively access to our manual product is available through e-services.
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Your Van
For small businesses and sole traders with commercial vans, weighing up to and including 3.5 tonnes. Wide cover is provided as standard, which you can further enhance by choosing from a range of useful add-ons. Trade through selected software houses.
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Distinct Motor
The solution for your clients’ prestige cars, setting the standard for high net worth motor cover. Provides a service that looks after your customers’ lifestyles as much as their vehicles. Can also accommodate classic cars.
Contact our Distinct team for a quotation over the phone on 0800 158 2158.
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Premier Bike
We’re one of the UK’s top motorcycle insurers. Choose from a range of covers and options to meet your clients’ needs. Trade through e-services and all the major software houses.
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RAC Rescue
Meet all your clients’ motor needs under one roof - yours, with RAC’s award-winning breakdown recovery service. There’s a choice of covers, which you can add to any motor insurance policy, issued by any insurer.
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Classic Car
Cover for classic cars is now handled by Hagerty International Limited, the UK’s leading classic car insurance underwriting agency.
For any underwriting queries, please contact Towergate on 0370 990 6090. Alternatively, you can email cherishedcars@towergate.co.uk.
Home
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Home Plus
A versatile home insurance product, developed to suit most people’s lifestyles. It offers multiple options, allowing your clients to pick and choose insurance to fit their needs.
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Homeworkers
Addresses the needs of the growing number of people working from home by bringing together our home and business covers in one package, while still allowing for a high degree of flexibility.
For all Homeworkers enquiries, please contact Policyfast Limited on 08003 081 253. Alternatively, you can email homeworkers@policyfast.co.uk.
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Distinct Home
For high net worth clients, with a combined contents and fine art, antiques and collectables sum insured of between £75,000 and £150,000. Unparalleled cover and customer service.
Travel
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Distinct Travel
A first-class level of cover and service, added to Distinct Home. Covers your clients, their partners, family members and domestic staff on trips anywhere for up to 90 days.
Collections
Process payments with Collections
Use our service to accept premium payment by credit and debit cards or by monthly Direct Debit.
More trading solutions
Electronic Data Interchange (EDI)
Lets you transact business electronically to an insurer’s database using a third-party software house system.
Integrated Trading
The ability to trade SME package business via your software house in a comparative environment.
Learn more about Integrated Trading
Electronic Covernotes (ECN)
Securely request and receive covernotes for our products that insure private cars (including motorcycles), commercial vehicles and motor fleets (through imarket).
Motor Insurance Database (MID)
An overview and useful advice to help you and your motor and fleet clients meet essential Motor Insurance Database (MID) obligations.
Learn more about the Motor Insurance Database
RAC Rescue
Meet all your clients’ motor needs under one roof - yours, with RAC’s award-winning breakdown recovery service. There’s a choice of covers, which you can add to any motor insurance policy, issued by any insurer.