Sports, Hobbies and Pursuits

Overview

For larger leisure based businesses such as health and fitness centres, stadia, golf clubs and driving ranges, ice rinks, amateur sports clubs, bowling centres and snooker clubs.

Key description

A range of covers specifically relevant to this industry that you can select from to give your client the cover that suits their requirements.

Optional covers

  • Property cover, including damage to playing surfaces and any irrigation or heating systems, Cost of Changing Locks up to £5k and Personal Belongings of employees and visitors up to £1,000
  • Income protection, including Failure of Floodlights/Electronic Turnstiles up to £50k, Full failure of Public Utilities up to £50k, Prevention of Access up to £50k and Loss of Attraction (1-mile radius) up to £50k
  • Liability cover, including loss or damage to hired or rented premises and defence of prosecutions under all relevant health and safety legislation
  • Charities and not-for-profit organisations – additional cover for stock, raffle prizes and collection tins with higher money limits at the premises, in transit and within safes for fundraising events
  • Public Liability covers most fundraising events and activities
  • Tax protection, including representation in appeal proceedings following investigations by the relevant charity regulatory body
  • Essential Personnel Cover – costs to limit the reduction in revenue following the death or total permanent disablement of the owner, partner, director or trustee up to £10k
  • Electronic Equipment cover available to protect specialist electronic equipment such as scoring systems, recording and broadcasting apparatus and CCTV, without a forcible and violent entry restriction.

You can add cyber cover to this policy

You can add cyber cover to any commercial combined policy (excluding Fast Trade) at new business, mid-term or renewal – just get in touch with your usual underwriter.

Find out more about Cyber

Alternative products

  • Self Employed: For businesses trading from home or third-party premises, such as dance or yoga instructors. Essential core covers of Public Liability, Money & Legal Expenses.
  • Commercial Combined: For small to medium sized businesses up to 10 premises with a total combined sum insured of £5,000,000

Selling points

  • Automatic debt recovery provided as part of our Commercial Legal Protection cover
  • Access to free legal and business guides via our business support website www.cutredtape.co.uk

For more information about Target Market statements please visitleisure.

Documents

Key documents

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All current documents

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Claims

We recognise the impact a claim can have on your customer’s business. We want to get them back to normal as quickly as possible.

Claims contacts and services

New claims

Fast and simple notification of claims.

  • Notify new commercial property claims 24/7/365 - online or by freephone, fax or e-mail.
  • 24/7/365 help from emergency plumbers, glaziers and locksmiths to ensure your customers aren’t left in a vulnerable position.
  • UK-based.
  • Rapid deployment of loss adjusters.
  • Tried and tested weather response plan.

Reported claims

Claims experts:

  • Dedicated commercial property teams in Southend and liability teams in Glasgow.
  • Proactively minimise impact of a claim to your customer’s business.
  • Interim payments to keep your customers trading.
  • Online claims tracking.
  • 12 months guarantee on repairs carried out by our approved network.
  • Claims solutions for all your customers - from sole traders to large organisations.

Service channels

Cross-sell products

  • Engineering: Protecting key assets from a range of risks including breakdown of machinery, computers and electronic equipment
  • Directors & Officers: Providing directors and officers with protection against claims such as negligence, brought by other parties including shareholders, customers, suppliers and employees
  • Group Personal Accident, Sickness & Business Travel: Protection for the business or its employees against a number of unplanned incidents
  • Commercial Crime: Comprehensive protection against loss of money, stock, equipment or machinery following theft or fraud by employees
  • Minifleet: For businesses with three to 12 vehicles
  • Fleetwise: For larger business fleets of 13 or more vehicles.

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