Medium to large companies involved in the construction industry.

Key description

With a wide selection of covers, our Construction product can be tailored to meet the policyholder’s needs.

  • Continuing hiring charges
  • Offsite storage – up to £50,000
  • Speculative built private dwelling houses covered for up to 180 days following practical completion
  • Public and Products Liability, including legal expenses and costs in defending prosecutions under all relevant health and safety legislation
  • Financial Loss – up to £25,000
  • Contingent 6.5.1 cover.

You can add cyber cover to this policy

You can add cyber cover to any commercial combined policy (excluding Fast Trade) at new business, mid-term or renewal – just get in touch with your usual underwriter.

Find out more about Cyber

Alternative products

  • Self Employed: For smaller businesses or individual tradesmen. Provides cover for Public and Products Liability along with the option to include small amounts of plant and Contract Works cover.

Selling points

For more information about Target Market statements please visitconstruction.


Key documents

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All current documents

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We recognise the impact a claim can have on your customer’s business. We want to get them back to normal as quickly as possible.

Claims contacts and services

New claims

Fast and simple notification of claims.

  • Notify new commercial property claims 24/7/365 - online or by freephone, fax or e-mail.
  • 24/7/365 help from emergency plumbers, glaziers and locksmiths to ensure your customers aren’t left in a vulnerable position.
  • UK-based.
  • Rapid deployment of loss adjusters.
  • Tried and tested weather response plan.

Reported claims

Claims experts:

  • Dedicated commercial property teams in Southend and liability teams in Glasgow.
  • Proactively minimise impact of a claim to your customer’s business.
  • Interim payments to keep your customers trading.
  • Online claims tracking.
  • 12 months guarantee on repairs carried out by our approved network.
  • Claims solutions for all your customers - from sole traders to large organisations.

Service channels

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