Marine - Commercial Hull and Liability


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Key description

  • Our Commercial Hull & Liability wording covers physical loss or damage to the Hull and Machinery.
  • Types of vessels considered would be Tugs, Supply Vessels, Barges and Workboats
  • Also provides cover for Third Party Liability and Marine Property Damage.
  • Limit of Liability:
    • GBP 1,000,000 per vessel or location.
    • GBP 5,000,000 any one accident in respect of Third Party Liability.

In addition, CHL insures against the following scenarios:

  • General Average liability of ship owners. Any protracted and expensive legal costs are included as standard*
  • Salvage Cover – if vessel suffers a breakdown, towage and/or salvage costs are covered.
  • Removal of wreck – if the vessel sinks in water where it is legally required to be removed then the policy will cover this eventuality.

* Limit applies – agreed on a case by case basis.

Typical clients

Appropriate to provide indemnity for UK based commercial craft owners or operators and marine orientated businesses trading Inland and/or in the coastal waters of the UK and Ireland.

Selling points

  • Industry-recognised wording.
  • Experienced team and well established involvement in writing marine business.
  • Qualified and experienced underwriting personnel who can give same day service.
  • Dedicated marine claims handling team based in Manchester.
  • Excellent financial strength credit rating.

Service channels

* Calls to these numbers may be recorded and/or monitored.

For more information about Target Market statements please visitmarine.


Key documents

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We provide a dedicated claims management service providing help and assistance in progressing your claim.

Claims contacts and services

Brokers have recognised our:

  • Speed - we acknowledge claims quickly and give early indications of their validity.
  • Efficiency - we provide a speedy service and quick settlement.
  • Directness - we’re easy to understand and keep matters jargon-free.
  • Close - brokers know the people in our claims team as individuals.
  • Approach - we have a positive attitude to settlement.

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