Traditional farming businesses and those that have diversified into areas such as bed and breakfast or farm shops.

Key description

Offers a range of optional covers so you can provide customers with the cover that is appropriate to their farm. Plus, cover for their home and motor is available under this one policy.

Optional covers

  • Fire and specified contingencies basis of cover
  • Income protection including for accidental failure of public electricity, gas and water supplies, property in transit and prevention of access
  • Livestock against loss, death or slaughter from a specified contingency or selected diseases, mortality and infertility
  • Public Liability cover, including legal costs and expenses in defending prosecutions under all relevant health and safety legislation
  • Farm Property in transit, including damage to sheets, ropes and personal effects
  • Engineering, including accidental damage to machinery and parts
  • Uncollected milk cover for lost, spilled, wasted or spoiled milk.

Selling points

  • Access to free legal and business guides via our business support website
  • Automatic debt recovery, provided as part of our Commercial Legal Protection cover.

For more information about Target Market statements please visitagriculture.


Key documents

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All current documents

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We recognise the impact a claim can have on your customer’s business. We want to get them back to normal as quickly as possible.

Claims contacts and services

New claims

Fast and simple notification of claims.

  • Notify new commercial property claims 24/7/365 - online or by freephone, fax or e-mail.
  • 24/7/365 help from emergency plumbers, glaziers and locksmiths to ensure your customers aren’t left in a vulnerable position.
  • UK-based.
  • Rapid deployment of loss adjusters.
  • Tried and tested weather response plan.

Reported claims

Claims experts:

  • Dedicated claims teams.
  • Proactively minimise impact of a claim to your customer’s business.
  • Interim payments to keep your customers trading.
  • Online claims tracking.
  • 12 months guarantee on repairs carried out by our approved network.
  • Claims solutions for all your customers - from sole traders to large organisations.

Service channels

Cross-sell products

  • Special Types: No claim discount rated product for up to 12 specialist vehicles from tractors and combine harvesters to excavators
  • Minifleet: For businesses with three to 12 vehicles
  • Solar/Wind Power: For businesses with solar panels or wind farms.

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