Introducing our new online Commercial Combined cover

Your customers have more important things to worry about than whether they’re adequately insured. That’s why we’ve launched our new online Commercial Combined cover on Fast Trade.




The product has been designed to give you an online solution for your clients operating across a wide range of trades, including:

  • Manufacturing 
  • Wholesale, Retail and Distribution
  • Leisure
  • Services

The cover incorporates enhancements we’re introducing across our Small Business product range. 

So you can offer your customers an even broader range of protection meaning they can be confident that should the worst happen they have the right level of cover in place to enable them to continue trading.


Key Enhancements:

  • One new overall sum insured – Sums insured for machinery and plant, stock, target stock, contents, office computers and tenants’ improvements are now combined to create one overall sum insured.
  • 20% increase on sum insured – We provide a free 20% ‘top-up’ on both buildings and contents sums insured, with a minimum of £25,000.
  • Removal of policy average – We’re removing average from buildings and contents cover so if a claim costs more than what’s covered we will still pay up to the overall sum insured without making any reduction for underinsurance.
  • Increases on business interruption – We’ve increased minimum business interruption indemnity period to 18 months, as well as a free 33% increase on sum insured.
  • Enhanced and simplified limits – We’ve increased standard levels of cover and removed certain restrictions throughout the policy giving your customers additional peace of mind.

The ability to quote and buy our Commercial Combined cover on Fast Trade provides the added benefit of instant quotes and documentation as well as the support of our dedicated online underwriting team. All this backed up by our ‘Fair presentation of risk guarantee’, meaning that provided you answer our online questions and assumptions accurately, we’ll accept that as a fair presentation of the risk, and can provide a consistent and timely approach to assessing your customers’ risks.


For more information on our online Commercial Combined cover take a look at our product guide, or speak to your Aviva Sales Manager.

To get a quote visit Fast Trade today

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