Important information about our Private Car underwriting rules

Earlier this year we communicated our desire to simplify our offerings to brokers, helping us to reduce complexity and create space for further focused Personal Lines innovation, we are now pleased to announce the first phase of this innovation through the launch of our Insurer Hosted Pricing (IHP) solution.


As part of these new developments we are announcing some interim changes to our underwriting rules for our existing private motor products enabling us to control the transfer to IHP. 


Details of these changes are included in this guide.


What will these changes apply to?


All New Business (NB) Private Car policies (inc subsequent MTAs and RNLs on these policies)


Across all Softwarehouse systems, e-services and systems where we manually issue policies.


When will they take effect?


There will be a phased approach to implementation across the different platforms and the new rule will be:


  • Acturis & new “RH” product on CDL: Effective immediately midnight 6th October.
  • Applied: Effective immediately when you are activated on the new IHP product on 13th October. 
  • All other softwarehouses: Implemented mid October but effective for New Business incepted on 1st November
  • E-services & systems where we manually issue policies: Effective immediately 18th November.



For further technical details on how the rule changes will impact you on a day to day trading basis please refer to this guide.

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