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How do I insure a trailer?
Trailers are covered as standard on the policy. There’s a difference in cover between attached and detached trailers. Please note that you need to include the value of the trailer in the vehicle value.
i) Attached to a Vehicle
The cover applying to the towing vehicle will apply to the trailer – all vehicle types.
Private Car and/or Goods Vehicle trailers get Comprehensive cover when detached (providing Comprehensive cover is operative for at least one of the vehicles). A £250 theft excess applies. Attachments are regarded as trailers in respect of Special Types and are also covered for Comprehensive (with same condition).
No detached cover applies to Agricultural Vehicles.
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