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What are the Single Article Limits (SAL) on a household policy?
These limits differ between our Home Plus and Your House products, see below. The limits for personal belongings are in respect of all items, not just valuables.
Home Plus SAL limits
Contents Valuables 5% of sum insured or £2,000, whichever is greater
Personal Belongings £2,000 - £4,999 = £1,500
£5,000 or over = £2,500 (but this limit doesn't apply to garages)
Contents section valuables limit 1/3 of Contents sum insured
Your House SAL limits
Contents Valuables £2,000
Personal belongings £1,500
Contents section valuables limit 1 or 2 bedrooms - £8,000
3 bedrooms - £10,000
4 bedrooms - £12,500
Notes.
1. Any Personal Belongings exceeding the single article limit need to be specified.
2. If the contents valuables limit is exceeded try the Home Plus product.
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