Engineering

Overview

Businesses can't do business without their computers, electronic equipment, machinery and plant. Our Engineering product complements our property insurance cover to protect these key assets from a range of risks, including breakdown of machinery, computers, electronic equipment and deterioration of stock. We also offer an independent inspection service to help mitigate risks and keep businesses operating.

Key product features

We cover:

Machinery damage, including temporary hire of replacement property following damage.
Engineering business interruption.
Computers.
Electronic equipment.
Own plant and hired plant.
Contract works machinery and machinery movement.
Deterioration of stock.

Additional benefits

To help reduce risks and prevent unplanned downtime, we offer an independent inspection service. All plant and machinery insured by us under this policy can benefit from this service.

We can also provide add-on cover for:

All risks on owned contractors' plant.
Legal liability on hired-in plant.
Machinery, movement, installation or erection.

Useful guidance

We'll consider all types of machinery and equipment that's operated or used in the UK.

For full details of cover and exclusions, please see our policy wording documents. You'll also find useful summary of cover documents.

Claims

Your customer needs his machine repaired or replaced to continue to earn his income. That's why we use specialist claims handlers and adjusters.

New Claims

Notification of claims:

: Notify new claims by e-mail, fax, telephone or post.
Specialist UK based claims handlers.
Adjusters appointed on first notification.

Report new claims

Reported claims

Claims Experts:

Specialist claims handlers working within the Engineering Underwriting department; immediate access to speed up referrals.
Specialist loss adjusters, experts in speedy settlements and recovering your customers costs where appropriate.
Replacement computer hardware available if that's what your customer needs.